Frequently Asked Questions
How long does credit repair take?
Credit repair is not an overnight process. It took some time to do the damage and it will take some time to correct. It varies from client to client but typically about 4-8 months.
Does credit repair really work?
Yes it does work! Every credit report is unique so no credit repair company can guarantee every negative item will be removed. However, credit repair does work! Reason being is 8 out of 10 credit reports have errors in them so with the right skills and expertise, a lot of negative items can be removed and you will see an increase in your scores!
Is credit repair legal?
Yes credit repair is completely legal. You can even fix your own credit with some research, knowledge, persistence and patience. However, having a trusted and reliable company doing the work for you may be less stressful and time consuming.
Are there any hidden fees or contracts?
There are no hidden fees and no obligations. Clients reserve the right to cancel credit counseling services at anytime.
What is the client role during the credit repair process?
While we are working to restore your credit there are a few things we ask the client to do in order to receive optimal results and speed up the process:
1. Do not apply for any new credit
2. Make sure all bills are paid ON TIME.
3. Do not use over 25% of credit card limit.
4. Do not co-sign on anyone else loan.
5. Forward us any and all documents sent from the credit bureaus.
6. Keep a credit monitoring service active while enrolled in the credit counseling program.
WE CHANGE LIVES!
Successful Removed Items
Late Payments
Charge Offs
Collections
Medical Bills
Inquiries
Errors
Bankruptcy
Student Loans
Liens
Plus free credit counseling
What to Expect
RESULTS USUALLY SEEN IN 30-45 DAYS
NO HIDDEN FEES
UNLIMITED DISPUTES EACH MONTH
CREDIT COUNSELING
CONTINUED SUPPORT
DO NOT DELAY, SIGN UP TODAY!
Cancellation Policy:
Credit repair services are provided on a month-to- month basis and clients may cancel their service at any time at least (3) three days in advance of any upcoming recurring payment. When cancelled according to these terms, the upcoming recurring payment will constitute the final payment due for services rendered.
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